It is far too warm for bank fishing and walking about, or launching the boat, it goes on just before I get in the boat. I came up with a rough rule to suit me, if the temperature forecast is for less than 9�C I can wear the bib and brace without overheating, and the wind chill will decide if I need the coat or not. You don't need much underneath the suit, the 'Sleepskin' long-johns I've never worn, jeans alone are fine, a T-shirt and the 'Sleepskin' hooded sweatshirt are all I need on the top half. In that clothing I've been out in temperatures as low as 2�C, with a fresh northerly breeze and stayed warm all day, (with thermal boots of course).
There is plenty of technical information on the Sundridge website, which is where the photo came from. I bought mine from a local tackle shop, it's in XL size, which is comfortable for me although for most clothing I'm M/L, so best to try it on before you buy.